Consumer Loans - Cessnock Ford

Buying for yourself? Consumer Fixed Rate Loans

Fixed rate consumer loans can make financing your personal vehicle simple. With personalised rates, term options, and choices like balloon payments, guaranteed future value, or deposit adjustments, your loan can be tailored to fit your needs.

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Key benefits

Personalised rate

Tailor your loan based on your budget, needs, and terms, potentially lowering payments or shortening the term of your repayment.

Flexible terms

Loan term can be as short as 12 months and up to 7 years.

Lower monthly repayments

You can make an upfront payment or opt for a balloon payment which will reduce the monthly payments in the long run.

Service plan bundle

Ford Finance customers purchasing an MY25.25 Ranger, Everest and Raptor (and onwards) can bundle a pre-paid Ford service plan with the vehicle loan amount.

Seamless process

From start to finish, you’ll have Ford Finance’s support in making the loan process as streamlined and transparent as possible.

Novated Leasing

Ford Finance has partnered with Oly to give customers a novated lease solution if their workplace is without a provider.

1. Guaranteed Future Value

With guaranteed future value, you have choice with what you do with your vehicle at the end of your loan, whether you keep it, or trade it or return it to your Participating Ford Dealer (subject to program terms and conditions).

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2. Service Plan Bundle

Ford Finance customers purchasing an MY25.25 Ranger, Everest and Raptor (and onwards) can bundle a pre-paid Ford service plan with the vehicle loan amount for a simple way to cover the cost of general servicing over the first 5 services over 5 years or 75,000km (restrictions and exclusions apply).^

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Electric Vehicle

If you're considering an EV, we're here to help break down the benefits, how they work and what to expect when getting behind the wheel.

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Finance Enquiry

Ford Finance is here to shorten the distance between you and your next vehicle. From start to finish we will support you to make the loan process as streamlined and transparent as possible. Fill in the form below and we will contact you to answer all your questions.

Disclosures

*Approved applicants only. Terms, conditions, fees and charges apply. The information provided on this website is general in nature and for information only. Nothing on this website constitutes or should be considered to constitute legal, taxation or financial advice. Before making a decision about any of the products and services featured on this website, you should consult with your own independent legal, taxation and financial advisors, who can advise you about your personal circumstances. Finance is provided by Angle Auto Finance Pty Ltd trading as Ford Finance ABN 16 161 130 696 . Australian Credit Licence 530731. FordTM, the Ford Oval DeviceTM and Ford FinanceTM are trademarks of Ford Motor Company and are used by Angle Auto Finance Pty Ltd pursuant to a licence.

^Ford’s 5 Year Pre-Paid Service Plan program covers the first five General Services over 5 years or 75,000kms, whichever comes first and includes brake fluid in the 3rd year. Offer available for Retail and Small Business (Blue Fleet) customers only and is only available on MY25.25 Ranger, Everest and Raptor onwards. The plan cost is $1,516 (inc. GST). Price includes cost of General Service and Additional Scheduled Maintenance Items/Other Maintenance Items only as set out in the Service Portfolio or other service literature provided with the vehicle. Restrictions and other exclusions apply. See a participating Dealer for details or consult the pre-paid service plan terms and conditions or, if you have purchased a plan, refer to the terms and conditions of the plan you have purchased. Prices and plans on offer are subject to change without notice. Actual price is determined by dealers and may be less than this advertised price.