Finance

Choosing the right vehicle and finding the right financial package has been made easier with Ford FINANCE. As you would expect, we have a flexible range of financial products, tailored to make your life easier.

Whether you’re a private purchaser or you’re choosing one of our models for business, we have a wide range of flexible finance and lease products.

After all, the right car needs the right financial package to complement your lifestyle.

Find out more about the options available from Cessnock Ford below for both individuals and business.

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Personal Borrowers

We can offer 100% finance on your vehicle to approved applicants. Flexible terms (1-7 years), and repayment options to suit your budget, and pay cycle. You can even bundle accessories, insurance, and on road costs.

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Business Clients

We have available Chattel Mortgage, Hire Purchase, & Leasing options for Individuals, Partnerships, or Company borrowers.

NO FINANCIALS? Don’t worry, we have facilities for you too! We can even offer STRUCTURED PAYMENTS for seasonal income earners as well.

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Novated Leasing vs Car Allowance

CONFUSED…? We will package a loan to best suit your requirements & get you on the road in no time!

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Convenience

Our finance consultants are on site, so no waiting or lost time.

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Service

No call centre or voice prompts, we understand that personal & professional advice is important to you!

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Experience

We can optimise your investment, as we specialise in motor vehicle finance.

Finance Enquiry

Interest Rate Advertising*

Effective: 03/07/2026 to 31/07/2026

Indicative Annual Percentage Rate (APR)

11.80%

p.a. Indicative Annual Percentage Rate^

Comparison Rate

13.54%

p.a. Comparison Rate#

IMPORTANT: Please include the following mandatory disclaimer on the advertisement when referencing the indicative APR. For more information, please refer to the Advertising Guidelines.

*Finance to approved applicants excluding government, fleet and rental buyers until 31 July 2026. Applications for finance must be received by 31 July 2026.

^Indicative Annual Percentage Rate (APR) – at least half of the approved applicants from 01 – 30 June 2026 received this rate or lower. Rates and repayments are indicative. We may offer you a rate that is lower or higher than the advertised APR rate displayed depending on your credit score and other lending criteria.

#Comparison rates are based on a secured consumer fixed rate loan of $30,000 over a term of 5 years. WARNING: This comparison rate applies only to the example shown. Different terms, fees or other loan amounts might result in different comparison rates. Costs such as early termination fees or break costs are not included but may affect the total cost of the loan. Credit criteria, fees, charges and terms and conditions apply. The comparison rate calculation incorporates an interest rate and most mandatory fees, such as establishment and ongoing account keeping fees. It does not include government charges, negotiable dealer fees or fees that may apply based on how you use or repay your loan. Full details of our standard fees, charges and repayment terms are available on the Angle Auto Finance website or Ford Finance website. You can also check your loan contract for amounts that are or may be repayable to us.

Credit criteria, fees, charges and terms and conditions apply. Finance is issued by Angle Auto Finance Pty Ltd ABN 16 161 130 696, Australian Credit Licence 530731.

Finance is issued by Angle Auto Finance Pty Ltd (trading as Ford Finance) ABN 16 161 130 696, Australian Credit Licence 530731. Ford™, the Ford Oval Device™ and Ford Finance™ are trademarks of Ford Motor Company and are used by Angle Auto Finance Pty Ltd pursuant to a licence.